Call reports 2003
FIRST STATE BANK OF HOPE — 2003
What FIRST STATE BANK OF HOPE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,398,000 | 16,715,000 | 17,151,000 | 17,279,000 |
| Total loans | 9,430,000 | 11,787,000 | 11,662,000 | 10,402,000 |
| Allowance for loan losses | 206,000 | 213,000 | 212,000 | 213,000 |
| Securities available for sale | 3,665,000 | 3,563,000 | 3,771,000 | 4,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,834,000 | 14,163,000 | 15,466,000 | 15,723,000 |
| Interest-bearing deposits | 12,158,000 | 12,673,000 | 13,352,000 | 13,642,000 |
| Noninterest-bearing deposits | 1,676,000 | 1,490,000 | 2,114,000 | 2,081,000 |
| Equity capital | 1,382,000 | 1,472,000 | 1,378,000 | 1,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 483,000 | 704,000 | 920,000 |
| Interest expense | 83,000 | 162,000 | 239,000 | 315,000 |
| Net interest income | 153,000 | 321,000 | 465,000 | 605,000 |
| Noninterest income | 16,000 | 36,000 | 57,000 | 79,000 |
| Noninterest expense | 81,000 | 175,000 | 261,000 | 404,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 182,000 | 261,000 | 280,000 |
| Income tax | 7,000 | 33,000 | 50,000 | 64,000 |
| Net income | 81,000 | 149,000 | 211,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,285,000 | 1,353,000 | 1,299,000 | 1,314,000 |
| Total capital | 1,428,000 | 1,507,000 | 1,445,000 | 1,448,000 |
| Risk-weighted assets | 11,413,000 | 12,229,000 | 11,609,000 | 10,632,000 |