Call reports 2002
FIRST STATE BANK OF HOPE — 2002
What FIRST STATE BANK OF HOPE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,290,000 | 15,965,000 | 16,813,000 | 15,371,000 |
| Total loans | 7,678,000 | 9,952,000 | 11,332,000 | 9,856,000 |
| Allowance for loan losses | 203,000 | 205,000 | 205,000 | 203,000 |
| Securities available for sale | 2,876,000 | 4,143,000 | 3,991,000 | 3,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,934,000 | 13,909,000 | 13,754,000 | 13,588,000 |
| Interest-bearing deposits | 12,002,000 | 11,936,000 | 11,942,000 | 11,636,000 |
| Noninterest-bearing deposits | 1,932,000 | 1,973,000 | 1,812,000 | 1,952,000 |
| Equity capital | 1,189,000 | 1,282,000 | 1,358,000 | 1,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 476,000 | 733,000 | 976,000 |
| Interest expense | 115,000 | 221,000 | 322,000 | 416,000 |
| Net interest income | 119,000 | 255,000 | 411,000 | 560,000 |
| Noninterest income | 15,000 | 33,000 | 48,000 | 65,000 |
| Noninterest expense | 84,000 | 175,000 | 259,000 | 377,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 113,000 | 200,000 | 248,000 |
| Income tax | 17,000 | 33,000 | 67,000 | 78,000 |
| Net income | 33,000 | 80,000 | 133,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,175,000 | 1,228,000 | 1,266,000 | 1,303,000 |
| Total capital | 1,301,000 | 1,373,000 | 1,426,000 | 1,446,000 |
| Risk-weighted assets | 10,032,000 | 11,550,000 | 12,728,000 | 11,356,000 |