Call reports 2001
FIRST STATE BANK OF HOPE — 2001
What FIRST STATE BANK OF HOPE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,326,000 | 14,187,000 | 14,195,000 | 15,211,000 |
| Total loans | 7,645,000 | 9,962,000 | 10,771,000 | 9,133,000 |
| Allowance for loan losses | 204,000 | 204,000 | 207,000 | 202,000 |
| Securities available for sale | 3,378,000 | 2,879,000 | 2,583,000 | 2,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,862,000 | 12,665,000 | 12,626,000 | 13,688,000 |
| Interest-bearing deposits | 11,116,000 | 11,150,000 | 10,854,000 | 11,474,000 |
| Noninterest-bearing deposits | 1,746,000 | 1,515,000 | 1,772,000 | 2,214,000 |
| Equity capital | 1,233,000 | 1,307,000 | 1,361,000 | 1,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 583,000 | 877,000 | 1,141,000 |
| Interest expense | 138,000 | 273,000 | 403,000 | 525,000 |
| Net interest income | 145,000 | 310,000 | 474,000 | 616,000 |
| Noninterest income | 13,000 | 30,000 | 45,000 | 58,000 |
| Noninterest expense | 90,000 | 184,000 | 268,000 | 417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 156,000 | 251,000 | 257,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 77,000 |
| Net income | 58,000 | 137,000 | 222,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,191,000 | 1,270,000 | 1,320,000 | 1,278,000 |
| Total capital | 1,330,000 | 1,407,000 | 1,466,000 | 1,413,000 |
| Risk-weighted assets | 11,020,000 | 10,909,000 | 11,625,000 | 10,715,000 |