Call reports 2026
22ND STATE BANKING COMPANY — 2026
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 271,864,000 | 292,182,000 |
| Total loans | 219,896,000 | 217,414,000 |
| Allowance for loan losses | 5,569,000 | 4,724,000 |
| Securities available for sale | 22,934,000 | 36,504,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 223,935,000 | 241,934,000 |
| Interest-bearing deposits | 166,406,000 | 184,466,000 |
| Noninterest-bearing deposits | 57,529,000 | 57,468,000 |
| Equity capital | 35,412,000 | 33,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,415,000 | 11,464,000 |
| Interest expense | 1,418,000 | 2,967,000 |
| Net interest income | 3,997,000 | 8,497,000 |
| Noninterest income | 1,037,000 | 2,303,000 |
| Noninterest expense | 4,826,000 | 10,038,000 |
| Provision for loan losses | 0 | 40,000 |
| Pretax income | 208,000 | 722,000 |
| Income tax | -3,000 | 10,000 |
| Net income | 211,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,309,000 | 32,726,000 |
| Total capital | 37,473,000 | 35,862,000 |
| Risk-weighted assets | 250,766,000 | 249,357,000 |