Call reports 2023
22ND STATE BANKING COMPANY — 2023
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 224,457,000 | 225,522,000 | 254,107,000 | 244,282,000 |
| Total loans | 180,961,000 | 182,283,000 | 188,709,000 | 190,125,000 |
| Allowance for loan losses | 2,410,000 | 2,459,000 | 2,582,000 | 2,653,000 |
| Securities available for sale | 20,707,000 | 20,029,000 | 19,102,000 | 19,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,220,000 | 175,428,000 | 203,106,000 | 202,763,000 |
| Interest-bearing deposits | 115,269,000 | 119,364,000 | 137,992,000 | 134,049,000 |
| Noninterest-bearing deposits | 58,951,000 | 56,064,000 | 65,114,000 | 68,714,000 |
| Equity capital | 25,633,000 | 25,819,000 | 25,890,000 | 27,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,362,000 | 6,905,000 | 10,877,000 | 15,177,000 |
| Interest expense | 670,000 | 1,577,000 | 2,706,000 | 4,088,000 |
| Net interest income | 2,692,000 | 5,328,000 | 8,171,000 | 11,089,000 |
| Noninterest income | 518,000 | 1,135,000 | 1,826,000 | 2,613,000 |
| Noninterest expense | 2,597,000 | 5,385,000 | 8,246,000 | 10,994,000 |
| Provision for loan losses | 120,000 | 271,000 | 465,000 | 613,000 |
| Pretax income | 493,000 | 807,000 | 1,286,000 | 2,095,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 807,000 | 1,286,000 | 2,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,205,000 | 26,523,000 | 27,006,000 | 27,811,000 |
| Total capital | 28,571,000 | 28,912,000 | 29,514,000 | 30,293,000 |
| Risk-weighted assets | 189,243,000 | 191,090,000 | 200,585,000 | 198,402,000 |