Call reports 2022
22ND STATE BANKING COMPANY — 2022
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 204,155,000 | 198,904,000 | 207,471,000 | 225,164,000 |
| Total loans | 141,371,000 | 145,770,000 | 156,934,000 | 175,209,000 |
| Allowance for loan losses | 2,061,000 | 1,909,000 | 1,973,000 | 2,118,000 |
| Securities available for sale | 20,455,000 | 23,156,000 | 22,305,000 | 21,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,986,000 | 175,261,000 | 175,533,000 | 178,153,000 |
| Interest-bearing deposits | 114,707,000 | 111,450,000 | 107,768,000 | 115,412,000 |
| Noninterest-bearing deposits | 64,279,000 | 63,811,000 | 67,765,000 | 62,741,000 |
| Equity capital | 22,577,000 | 21,406,000 | 24,976,000 | 25,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,060,000 | 4,391,000 | 6,783,000 | 9,885,000 |
| Interest expense | 200,000 | 430,000 | 402,000 | 753,000 |
| Net interest income | 1,860,000 | 3,961,000 | 6,381,000 | 9,132,000 |
| Noninterest income | 531,000 | 1,209,000 | 1,832,000 | 2,604,000 |
| Noninterest expense | 2,210,000 | 4,514,000 | 6,960,000 | 9,717,000 |
| Provision for loan losses | 123,000 | 248,000 | 423,000 | 719,000 |
| Pretax income | 58,000 | 408,000 | 830,000 | 1,300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 408,000 | 830,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,419,000 | 21,774,000 | 25,533,000 | 26,007,000 |
| Total capital | 23,452,000 | 23,683,000 | 27,506,000 | 28,125,000 |
| Risk-weighted assets | 162,671,000 | 154,840,000 | 171,975,000 | 187,096,000 |