Call reports 2021
22ND STATE BANKING COMPANY — 2021
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 211,518,000 | 200,284,000 | 200,888,000 | 201,632,000 |
| Total loans | 138,587,000 | 132,811,000 | 132,465,000 | 135,568,000 |
| Allowance for loan losses | 1,957,000 | 1,945,000 | 1,947,000 | 2,017,000 |
| Securities available for sale | 19,769,000 | 23,175,000 | 23,551,000 | 22,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,212,000 | 168,622,000 | 173,853,000 | 175,411,000 |
| Interest-bearing deposits | 114,571,000 | 109,257,000 | 112,605,000 | 111,775,000 |
| Noninterest-bearing deposits | 56,641,000 | 59,365,000 | 61,248,000 | 63,636,000 |
| Equity capital | 23,197,000 | 23,474,000 | 23,855,000 | 23,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,833,000 | 3,963,000 | 6,134,000 | 8,249,000 |
| Interest expense | 225,000 | 417,000 | 587,000 | 757,000 |
| Net interest income | 1,608,000 | 3,546,000 | 5,547,000 | 7,492,000 |
| Noninterest income | 388,000 | 605,000 | 974,000 | 1,479,000 |
| Noninterest expense | 1,794,000 | 3,828,000 | 5,859,000 | 8,139,000 |
| Provision for loan losses | 0 | 0 | 32,000 | 128,000 |
| Pretax income | 202,000 | 323,000 | 648,000 | 722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 323,000 | 648,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,825,000 | 20,950,000 | 21,279,000 | 21,357,000 |
| Total capital | 22,778,000 | 22,769,000 | 23,176,000 | 23,291,000 |
| Risk-weighted assets | 156,270,000 | 145,412,000 | 151,744,000 | 154,672,000 |