Call reports 2020
22ND STATE BANKING COMPANY — 2020
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 149,043,000 | 166,817,000 | 168,022,000 | 213,967,000 |
| Total loans | 104,939,000 | 111,871,000 | 123,511,000 | 128,023,000 |
| Allowance for loan losses | 1,426,000 | 1,444,000 | 2,035,000 | 1,962,000 |
| Securities available for sale | 20,341,000 | 15,649,000 | 10,570,000 | 18,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,025,000 | 121,778,000 | 123,693,000 | 174,722,000 |
| Interest-bearing deposits | 92,953,000 | 94,522,000 | 98,720,000 | 120,696,000 |
| Noninterest-bearing deposits | 19,072,000 | 27,256,000 | 24,973,000 | 54,026,000 |
| Equity capital | 14,734,000 | 15,353,000 | 14,616,000 | 23,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,508,000 | 5,154,000 | 6,809,000 |
| Interest expense | 430,000 | 793,000 | 1,091,000 | 1,386,000 |
| Net interest income | 1,241,000 | 2,715,000 | 4,063,000 | 5,423,000 |
| Noninterest income | 255,000 | 458,000 | 609,000 | 823,000 |
| Noninterest expense | 1,602,000 | 3,126,000 | 4,744,000 | 7,029,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 600,000 |
| Pretax income | -104,000 | 89,000 | -630,000 | -1,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -104,000 | 89,000 | -630,000 | -1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,644,000 | 15,287,000 | 14,569,000 | 20,510,000 |
| Total capital | 15,961,000 | 16,689,000 | 16,128,000 | 22,270,000 |
| Risk-weighted assets | 105,278,000 | 112,156,000 | 124,297,000 | 140,598,000 |