Call reports 2019
22ND STATE BANKING COMPANY — 2019
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,700,000 | 141,721,000 | 135,032,000 | 140,311,000 |
| Total loans | 98,135,000 | 98,215,000 | 96,517,000 | 99,420,000 |
| Allowance for loan losses | 1,079,000 | 1,530,000 | 1,501,000 | 1,461,000 |
| Securities available for sale | 25,353,000 | 25,683,000 | 20,096,000 | 18,138,000 |
| Securities held to maturity | 705,000 | 624,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,498,000 | 116,714,000 | 110,869,000 | 110,275,000 |
| Interest-bearing deposits | 113,435,000 | 98,825,000 | 93,397,000 | 92,015,000 |
| Noninterest-bearing deposits | 19,063,000 | 17,889,000 | 17,472,000 | 18,260,000 |
| Equity capital | 13,848,000 | 13,666,000 | 14,823,000 | 14,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,176,000 | 4,741,000 | 6,338,000 |
| Interest expense | 447,000 | 898,000 | 1,373,000 | 1,809,000 |
| Net interest income | 1,120,000 | 2,278,000 | 3,368,000 | 4,529,000 |
| Noninterest income | 183,000 | 61,000 | 237,000 | 430,000 |
| Noninterest expense | 1,247,000 | 2,668,000 | 3,927,000 | 5,407,000 |
| Provision for loan losses | 52,000 | 849,000 | 853,000 | 853,000 |
| Pretax income | 4,000 | -1,178,000 | -1,173,000 | -1,299,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | -1,178,000 | -1,173,000 | -1,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,416,000 | 13,869,000 | 14,874,000 | 14,748,000 |
| Total capital | 15,495,000 | 15,073,000 | 16,054,000 | 15,990,000 |
| Risk-weighted assets | 96,093,000 | 96,057,000 | 94,117,000 | 99,155,000 |