Call reports 2018
22ND STATE BANKING COMPANY — 2018
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 134,218,000 | 135,781,000 | 134,754,000 | 142,815,000 |
| Total loans | 92,707,000 | 98,425,000 | 99,447,000 | 100,870,000 |
| Allowance for loan losses | 969,000 | 1,048,000 | 1,070,000 | 1,035,000 |
| Securities available for sale | 25,038,000 | 24,701,000 | 24,223,000 | 24,628,000 |
| Securities held to maturity | 1,020,000 | 931,000 | 840,000 | 768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,128,000 | 122,717,000 | 121,868,000 | 129,394,000 |
| Interest-bearing deposits | 103,976,000 | 105,622,000 | 105,508,000 | 109,456,000 |
| Noninterest-bearing deposits | 17,152,000 | 17,095,000 | 16,360,000 | 19,938,000 |
| Equity capital | 12,935,000 | 12,874,000 | 12,709,000 | 13,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,929,000 | 4,512,000 | 6,098,000 |
| Interest expense | 271,000 | 589,000 | 964,000 | 1,373,000 |
| Net interest income | 1,129,000 | 2,340,000 | 3,548,000 | 4,725,000 |
| Noninterest income | 123,000 | 270,000 | 459,000 | 652,000 |
| Noninterest expense | 1,069,000 | 2,260,000 | 3,446,000 | 4,786,000 |
| Provision for loan losses | 0 | 70,000 | 122,000 | 199,000 |
| Pretax income | 183,000 | 280,000 | 439,000 | 392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 280,000 | 439,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,202,000 | 14,300,000 | 14,460,000 | 14,412,000 |
| Total capital | 15,171,000 | 14,300,000 | 15,530,000 | 15,447,000 |
| Risk-weighted assets | 88,261,000 | 91,042,000 | 91,431,000 | 106,294,000 |