Call reports 2017
22ND STATE BANKING COMPANY — 2017
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,039,000 | 132,192,000 | 130,651,000 | 136,198,000 |
| Total loans | 91,472,000 | 92,974,000 | 93,181,000 | 94,948,000 |
| Allowance for loan losses | 1,055,000 | 902,000 | 920,000 | 1,005,000 |
| Securities available for sale | 26,759,000 | 26,121,000 | 25,761,000 | 25,639,000 |
| Securities held to maturity | 1,420,000 | 1,316,000 | 1,216,000 | 1,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,905,000 | 118,457,000 | 115,997,000 | 122,780,000 |
| Interest-bearing deposits | 108,779,000 | 103,352,000 | 99,493,000 | 104,362,000 |
| Noninterest-bearing deposits | 17,126,000 | 15,105,000 | 16,504,000 | 18,418,000 |
| Equity capital | 12,833,000 | 13,411,000 | 13,599,000 | 13,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,769,000 | 4,159,000 | 5,610,000 |
| Interest expense | 216,000 | 425,000 | 651,000 | 899,000 |
| Net interest income | 1,179,000 | 2,344,000 | 3,508,000 | 4,711,000 |
| Noninterest income | 100,000 | 229,000 | 323,000 | 198,000 |
| Noninterest expense | 1,070,000 | 2,190,000 | 3,337,000 | 4,383,000 |
| Provision for loan losses | 0 | 50,000 | 70,000 | 142,000 |
| Pretax income | 209,000 | 332,000 | 423,000 | 383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 332,000 | 423,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,845,000 | 13,969,000 | 14,059,000 | 14,020,000 |
| Total capital | 14,900,000 | 14,871,000 | 14,979,000 | 15,025,000 |
| Risk-weighted assets | 86,894,000 | 87,769,000 | 86,963,000 | 91,506,000 |