Call reports 2016
22ND STATE BANKING COMPANY — 2016
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,941,000 | 138,978,000 | 140,816,000 | 139,321,000 |
| Total loans | 83,581,000 | 88,731,000 | 91,443,000 | 97,666,000 |
| Allowance for loan losses | 1,746,000 | 1,741,000 | 1,120,000 | 1,154,000 |
| Securities available for sale | 30,803,000 | 36,925,000 | 35,286,000 | 26,643,000 |
| Securities held to maturity | 1,949,000 | 1,785,000 | 1,662,000 | 1,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,374,000 | 124,649,000 | 124,642,000 | 126,613,000 |
| Interest-bearing deposits | 99,976,000 | 109,979,000 | 110,787,000 | 110,291,000 |
| Noninterest-bearing deposits | 16,398,000 | 14,670,000 | 13,855,000 | 16,322,000 |
| Equity capital | 13,373,000 | 13,747,000 | 13,904,000 | 12,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,721,000 | 4,132,000 | 5,620,000 |
| Interest expense | 161,000 | 362,000 | 578,000 | 797,000 |
| Net interest income | 1,174,000 | 2,359,000 | 3,554,000 | 4,823,000 |
| Noninterest income | 147,000 | 302,000 | 452,000 | 475,000 |
| Noninterest expense | 1,149,000 | 2,318,000 | 3,439,000 | 4,525,000 |
| Provision for loan losses | 0 | 0 | 0 | 42,000 |
| Pretax income | 174,000 | 411,000 | 684,000 | 862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 411,000 | 684,000 | 862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,188,000 | 13,425,000 | 13,699,000 | 13,636,000 |
| Total capital | 14,269,000 | 14,564,000 | 14,819,000 | 14,790,000 |
| Risk-weighted assets | 85,800,000 | 90,513,000 | 90,914,000 | 94,731,000 |