Call reports 2015
22ND STATE BANKING COMPANY — 2015
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,614,000 | 132,754,000 | 130,251,000 | 126,716,000 |
| Total loans | 90,846,000 | 90,365,000 | 83,789,000 | 84,891,000 |
| Allowance for loan losses | 2,009,000 | 2,103,000 | 1,921,000 | 1,892,000 |
| Securities available for sale | 28,374,000 | 28,849,000 | 28,656,000 | 27,687,000 |
| Securities held to maturity | 2,618,000 | 2,413,000 | 2,230,000 | 2,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,887,000 | 119,065,000 | 116,286,000 | 112,816,000 |
| Interest-bearing deposits | 104,945,000 | 104,804,000 | 99,984,000 | 97,724,000 |
| Noninterest-bearing deposits | 13,942,000 | 14,261,000 | 16,302,000 | 15,092,000 |
| Equity capital | 13,273,000 | 13,060,000 | 13,617,000 | 13,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,901,000 | 4,288,000 | 5,666,000 |
| Interest expense | 175,000 | 342,000 | 508,000 | 671,000 |
| Net interest income | 1,243,000 | 2,559,000 | 3,780,000 | 4,995,000 |
| Noninterest income | 192,000 | 413,000 | 569,000 | 550,000 |
| Noninterest expense | 1,080,000 | 2,177,000 | 3,292,000 | 4,240,000 |
| Provision for loan losses | 59,000 | 199,000 | 199,000 | 199,000 |
| Pretax income | 309,000 | 609,000 | 871,000 | 1,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 609,000 | 871,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,201,000 | 13,357,000 | 13,620,000 | 13,793,000 |
| Total capital | 14,333,000 | 14,482,000 | 14,652,000 | 14,848,000 |
| Risk-weighted assets | 89,732,000 | 89,027,000 | 81,692,000 | 83,594,000 |