Call reports 2014
22ND STATE BANKING COMPANY — 2014
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,569,000 | 134,449,000 | 129,867,000 | 136,627,000 |
| Total loans | 93,358,000 | 95,002,000 | 89,476,000 | 89,350,000 |
| Allowance for loan losses | 2,588,000 | 2,469,000 | 2,446,000 | 2,464,000 |
| Securities available for sale | 25,178,000 | 27,023,000 | 26,174,000 | 28,997,000 |
| Securities held to maturity | 0 | 0 | 2,996,000 | 2,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,968,000 | 122,411,000 | 117,240,000 | 123,606,000 |
| Interest-bearing deposits | 107,255,000 | 109,980,000 | 104,790,000 | 110,783,000 |
| Noninterest-bearing deposits | 12,713,000 | 12,431,000 | 12,450,000 | 12,823,000 |
| Equity capital | 11,345,000 | 11,855,000 | 12,207,000 | 12,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,069,000 | 4,650,000 | 6,130,000 |
| Interest expense | 235,000 | 464,000 | 686,000 | 887,000 |
| Net interest income | 1,288,000 | 2,605,000 | 3,964,000 | 5,243,000 |
| Noninterest income | -57,000 | 31,000 | 59,000 | 118,000 |
| Noninterest expense | 933,000 | 2,046,000 | 3,092,000 | 4,060,000 |
| Provision for loan losses | 0 | 110,000 | 110,000 | 110,000 |
| Pretax income | 298,000 | 480,000 | 821,000 | 1,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 480,000 | 821,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,992,000 | 12,174,000 | 12,514,000 | 12,892,000 |
| Total capital | 13,249,000 | 13,395,000 | 13,652,000 | 14,028,000 |
| Risk-weighted assets | 99,238,000 | 96,454,000 | 89,761,000 | 89,516,000 |