Call reports 2013
22ND STATE BANKING COMPANY — 2013
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,118,000 | 138,429,000 | 134,718,000 | 133,252,000 |
| Total loans | 99,313,000 | 96,217,000 | 93,955,000 | 93,459,000 |
| Allowance for loan losses | 3,565,000 | 3,571,000 | 3,194,000 | 2,855,000 |
| Securities available for sale | 22,557,000 | 24,004,000 | 23,640,000 | 24,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,754,000 | 126,730,000 | 123,026,000 | 122,418,000 |
| Interest-bearing deposits | 123,233,000 | 114,898,000 | 110,896,000 | 109,318,000 |
| Noninterest-bearing deposits | 12,521,000 | 11,832,000 | 12,130,000 | 13,100,000 |
| Equity capital | 13,061,000 | 11,463,000 | 11,473,000 | 10,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,442,000 | 5,046,000 | 6,637,000 |
| Interest expense | 352,000 | 672,000 | 961,000 | 1,233,000 |
| Net interest income | 1,439,000 | 2,770,000 | 4,085,000 | 5,404,000 |
| Noninterest income | 97,000 | -559,000 | -481,000 | -1,001,000 |
| Noninterest expense | 1,179,000 | 2,294,000 | 3,462,000 | 4,513,000 |
| Provision for loan losses | 0 | 400,000 | 450,000 | 765,000 |
| Pretax income | 355,000 | -520,000 | -385,000 | -952,000 |
| Income tax | 0 | -72,000 | -72,000 | -72,000 |
| Net income | 355,000 | -448,000 | -313,000 | -880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,929,000 | 12,125,000 | 12,261,000 | 11,694,000 |
| Total capital | 14,424,000 | 13,503,000 | 13,575,000 | 12,993,000 |
| Risk-weighted assets | 117,546,000 | 108,077,000 | 103,231,000 | 102,365,000 |
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