Call reports 2011
22ND STATE BANKING COMPANY — 2011
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 194,566,000 | 197,709,000 | 195,033,000 | 188,832,000 |
| Total loans | 141,454,000 | 137,157,000 | 133,446,000 | 130,601,000 |
| Allowance for loan losses | 4,305,000 | 3,896,000 | 2,317,000 | 1,857,000 |
| Securities available for sale | 24,580,000 | 23,047,000 | 23,696,000 | 22,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,726,000 | 182,386,000 | 180,265,000 | 174,257,000 |
| Interest-bearing deposits | 169,641,000 | 173,152,000 | 169,468,000 | 163,119,000 |
| Noninterest-bearing deposits | 10,085,000 | 9,234,000 | 10,797,000 | 11,138,000 |
| Equity capital | 9,369,000 | 9,873,000 | 9,269,000 | 9,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,937,000 | 7,299,000 | 9,539,000 |
| Interest expense | 804,000 | 1,570,000 | 2,321,000 | 3,020,000 |
| Net interest income | 1,579,000 | 3,367,000 | 4,978,000 | 6,519,000 |
| Noninterest income | 83,000 | -403,000 | -522,000 | -419,000 |
| Noninterest expense | 1,524,000 | 2,801,000 | 4,124,000 | 5,893,000 |
| Provision for loan losses | 700,000 | 700,000 | 1,923,000 | 1,923,000 |
| Pretax income | -1,145,000 | -1,107,000 | -2,132,000 | -2,259,000 |
| Income tax | -37,000 | -72,000 | -139,000 | -156,000 |
| Net income | -1,108,000 | -1,035,000 | -1,993,000 | -2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,881,000 | 9,954,000 | 8,997,000 | 8,886,000 |
| Total capital | 11,698,000 | 11,725,000 | 10,735,000 | 10,584,000 |
| Risk-weighted assets | 142,878,000 | 139,533,000 | 138,477,000 | 135,675,000 |