Call reports 2009
22ND STATE BANKING COMPANY — 2009
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 170,959,000 | 185,394,000 | 190,693,000 | 191,235,000 |
| Total loans | 135,918,000 | 144,766,000 | 149,350,000 | 153,815,000 |
| Allowance for loan losses | 1,581,000 | 1,602,000 | 1,897,000 | 3,821,000 |
| Securities available for sale | 21,165,000 | 22,077,000 | 23,417,000 | 22,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,991,000 | 165,935,000 | 169,935,000 | 173,538,000 |
| Interest-bearing deposits | 144,278,000 | 157,468,000 | 160,908,000 | 163,522,000 |
| Noninterest-bearing deposits | 8,713,000 | 8,467,000 | 9,027,000 | 10,016,000 |
| Equity capital | 11,998,000 | 13,455,000 | 14,753,000 | 12,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,452,000 | 5,105,000 | 7,836,000 | 10,548,000 |
| Interest expense | 1,294,000 | 2,577,000 | 3,857,000 | 5,010,000 |
| Net interest income | 1,158,000 | 2,528,000 | 3,979,000 | 5,538,000 |
| Noninterest income | 87,000 | 179,000 | 217,000 | -121,000 |
| Noninterest expense | 995,000 | 2,130,000 | 3,212,000 | 4,290,000 |
| Provision for loan losses | 150,000 | 150,000 | 450,000 | 3,125,000 |
| Pretax income | 100,000 | 433,000 | 360,000 | -2,376,000 |
| Income tax | 65,000 | 54,000 | 39,000 | -158,000 |
| Net income | 35,000 | 379,000 | 321,000 | -2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,531,000 | 14,575,000 | 14,735,000 | 12,196,000 |
| Total capital | 14,112,000 | 16,177,000 | 16,602,000 | 14,125,000 |
| Risk-weighted assets | 135,095,000 | 144,528,000 | 149,363,000 | 152,397,000 |