Call reports 2007

22ND STATE BANKING COMPANY — 2007

Name: 22ND STATE BANKING COMPANY — FFIEC call report 2007
Creator: 22ND STATE BANKING COMPANY

What 22ND STATE BANKING COMPANY reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fb6a0bfb-b805-42d5-9cbc-c4423ac0532e/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	100,194,000	102,435,000	110,750,000	113,692,000
Total loans	78,435,000	80,015,000	83,650,000	88,579,000
Allowance for loan losses	726,000	695,000	683,000	968,000
Securities available for sale	12,198,000	13,672,000	15,665,000	16,323,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	89,664,000	92,097,000	99,886,000	103,271,000
Interest-bearing deposits	83,664,000	86,209,000	93,734,000	96,640,000
Noninterest-bearing deposits	6,000,000	5,888,000	6,152,000	6,631,000
Equity capital	9,776,000	9,599,000	10,042,000	9,726,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,871,000	3,865,000	5,986,000	8,085,000
Interest expense	911,000	1,925,000	3,017,000	4,188,000
Net interest income	960,000	1,940,000	2,969,000	3,897,000
Noninterest income	51,000	36,000	92,000	166,000
Noninterest expense	578,000	1,162,000	1,792,000	2,520,000
Provision for loan losses	75,000	150,000	150,000	300,000
Pretax income	375,000	681,000	1,136,000	1,266,000
Income tax	27,000	49,000	72,000	65,000
Net income	348,000	632,000	1,064,000	1,201,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	9,871,000	9,980,000	10,215,000	9,876,000
Total capital	10,597,000	10,675,000	10,898,000	10,844,000
Risk-weighted assets	78,637,000	80,433,000	85,729,000	91,421,000