Call reports 2006
22ND STATE BANKING COMPANY — 2006
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,018,000 | 82,154,000 | 84,185,000 | 94,195,000 |
| Total loans | 64,728,000 | 64,153,000 | 68,602,000 | 73,669,000 |
| Allowance for loan losses | 632,000 | 648,000 | 664,000 | 738,000 |
| Securities available for sale | 8,954,000 | 9,488,000 | 10,675,000 | 10,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,965,000 | 72,280,000 | 73,772,000 | 84,048,000 |
| Interest-bearing deposits | 66,165,000 | 66,950,000 | 67,935,000 | 77,866,000 |
| Noninterest-bearing deposits | 5,800,000 | 5,330,000 | 5,837,000 | 6,182,000 |
| Equity capital | 6,359,000 | 9,448,000 | 9,696,000 | 9,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,965,000 | 4,606,000 | 6,365,000 |
| Interest expense | 562,000 | 1,178,000 | 1,857,000 | 2,676,000 |
| Net interest income | 896,000 | 1,787,000 | 2,749,000 | 3,689,000 |
| Noninterest income | 57,000 | 292,000 | 349,000 | 407,000 |
| Noninterest expense | 521,000 | 1,073,000 | 1,629,000 | 2,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 608,000 | 1,006,000 | 1,469,000 | 1,791,000 |
| Income tax | 200,000 | 332,000 | 523,000 | 542,000 |
| Net income | 408,000 | 674,000 | 946,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,496,000 | 9,733,000 | 9,908,000 | 9,596,000 |
| Total capital | 7,128,000 | 10,381,000 | 10,572,000 | 10,334,000 |
| Risk-weighted assets | 65,006,000 | 65,256,000 | 68,986,000 | 74,238,000 |
Machine access — free, no API key
Every figure shown here about 22ND STATE BANKING COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.