Call reports 2002
22ND STATE BANKING COMPANY — 2002
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,072,000 | 45,637,000 | 48,871,000 | 51,238,000 |
| Total loans | 30,929,000 | 29,355,000 | 31,250,000 | 31,217,000 |
| Allowance for loan losses | 738,000 | 674,000 | 664,000 | 618,000 |
| Securities available for sale | 11,949,000 | 13,472,000 | 12,242,000 | 13,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,266,000 | 41,505,000 | 44,459,000 | 46,610,000 |
| Interest-bearing deposits | 38,921,000 | 37,411,000 | 40,345,000 | 41,909,000 |
| Noninterest-bearing deposits | 4,345,000 | 4,094,000 | 4,114,000 | 4,701,000 |
| Equity capital | 3,507,000 | 3,826,000 | 4,040,000 | 4,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,576,000 | 2,355,000 | 3,109,000 |
| Interest expense | 353,000 | 665,000 | 983,000 | 1,279,000 |
| Net interest income | 429,000 | 911,000 | 1,372,000 | 1,830,000 |
| Noninterest income | 44,000 | 110,000 | 172,000 | 237,000 |
| Noninterest expense | 403,000 | 796,000 | 1,197,000 | 1,601,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 83,000 | 238,000 | 390,000 | 517,000 |
| Income tax | 0 | 0 | 0 | 198,000 |
| Net income | 83,000 | 238,000 | 390,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,562,000 | 3,767,000 | 3,919,000 | 4,308,000 |
| Total capital | 3,963,000 | 4,153,000 | 4,331,000 | 4,732,000 |
| Risk-weighted assets | 32,031,000 | 30,590,000 | 32,699,000 | 33,643,000 |