Call reports 2001
22ND STATE BANKING COMPANY — 2001
What 22ND STATE BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,663,000 | 40,830,000 | 45,698,000 | 48,097,000 |
| Total loans | 28,182,000 | 29,582,000 | 32,880,000 | 31,074,000 |
| Allowance for loan losses | 844,000 | 799,000 | 752,000 | 734,000 |
| Securities available for sale | 7,780,000 | 7,764,000 | 7,699,000 | 12,517,000 |
| Securities held to maturity | 310,000 | 310,000 | 300,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,260,000 | 37,337,000 | 42,030,000 | 44,717,000 |
| Interest-bearing deposits | 33,366,000 | 34,419,000 | 38,175,000 | 39,899,000 |
| Noninterest-bearing deposits | 3,894,000 | 2,918,000 | 3,855,000 | 4,818,000 |
| Equity capital | 3,030,000 | 3,105,000 | 3,201,000 | 3,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,698,000 | 2,581,000 | 3,430,000 |
| Interest expense | 432,000 | 881,000 | 1,335,000 | 1,778,000 |
| Net interest income | 400,000 | 817,000 | 1,246,000 | 1,652,000 |
| Noninterest income | 51,000 | 109,000 | 225,000 | 323,000 |
| Noninterest expense | 409,000 | 864,000 | 1,303,000 | 1,769,000 |
| Provision for loan losses | 0 | -42,000 | 15,000 | 132,000 |
| Pretax income | 77,000 | 139,000 | 188,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 139,000 | 188,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,030,000 | 3,090,000 | 3,139,000 | 3,073,000 |
| Total capital | 3,375,000 | 3,454,000 | 3,548,000 | 3,478,000 |
| Risk-weighted assets | 27,162,000 | 28,686,000 | 32,398,000 | 32,085,000 |