Call reports 2004
PREMIER COMMUNITY BANK OF FLORIDA — 2004
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 364,614,000 |
| Total loans | 265,474,000 |
| Allowance for loan losses | 4,067,000 |
| Securities available for sale | 54,743,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 303,073,000 |
| Interest-bearing deposits | 291,919,000 |
| Noninterest-bearing deposits | 11,154,000 |
| Equity capital | 31,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 4,367,000 |
| Interest expense | 712,000 |
| Net interest income | 3,655,000 |
| Noninterest income | 453,000 |
| Noninterest expense | 2,577,000 |
| Provision for loan losses | 10,000 |
| Pretax income | 1,535,000 |
| Income tax | 451,000 |
| Net income | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 25,662,000 |
| Total capital | 29,238,000 |
| Risk-weighted assets | 285,603,000 |