Call reports 2002
PREMIER COMMUNITY BANK OF FLORIDA — 2002
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 327,788,000 | 334,195,000 | 362,561,000 | 350,433,000 |
| Total loans | 210,532,000 | 213,384,000 | 226,031,000 | 241,696,000 |
| Allowance for loan losses | 3,961,000 | 3,975,000 | 4,035,000 | 4,049,000 |
| Securities available for sale | 84,187,000 | 88,373,000 | 85,160,000 | 59,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,650,000 | 263,464,000 | 280,899,000 | 276,148,000 |
| Interest-bearing deposits | 228,278,000 | 235,898,000 | 239,848,000 | 245,129,000 |
| Noninterest-bearing deposits | 25,372,000 | 27,566,000 | 41,051,000 | 31,019,000 |
| Equity capital | 27,891,000 | 28,808,000 | 29,951,000 | 29,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,156,000 | 10,399,000 | 15,532,000 | 20,529,000 |
| Interest expense | 1,487,000 | 2,914,000 | 4,243,000 | 5,392,000 |
| Net interest income | 3,669,000 | 7,485,000 | 11,289,000 | 15,137,000 |
| Noninterest income | 565,000 | 1,192,000 | 1,956,000 | 2,821,000 |
| Noninterest expense | 2,385,000 | 4,977,000 | 7,586,000 | 10,512,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,789,000 | 3,580,000 | 5,498,000 | 7,285,000 |
| Income tax | 620,000 | 1,238,000 | 1,866,000 | 2,436,000 |
| Net income | 1,169,000 | 2,342,000 | 3,632,000 | 4,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,562,000 | 22,565,000 | 23,358,000 | 23,285,000 |
| Total capital | 25,491,000 | 25,541,000 | 26,443,000 | 26,501,000 |
| Risk-weighted assets | 233,256,000 | 237,074,000 | 245,871,000 | 256,438,000 |