Call reports 2001
PREMIER COMMUNITY BANK OF FLORIDA — 2001
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 284,062,000 | 305,094,000 | 322,042,000 | 315,889,000 |
| Total loans | 211,595,000 | 208,956,000 | 216,840,000 | 206,630,000 |
| Allowance for loan losses | 3,932,000 | 3,864,000 | 3,852,000 | 3,894,000 |
| Securities available for sale | 46,193,000 | 55,999,000 | 71,972,000 | 78,336,000 |
| Securities held to maturity | 170,000 | 170,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,612,000 | 238,807,000 | 239,893,000 | 245,662,000 |
| Interest-bearing deposits | 206,534,000 | 214,030,000 | 213,870,000 | 222,381,000 |
| Noninterest-bearing deposits | 27,078,000 | 24,777,000 | 26,023,000 | 23,281,000 |
| Equity capital | 25,541,000 | 26,963,000 | 28,839,000 | 28,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,411,000 | 10,721,000 | 15,953,000 | 21,209,000 |
| Interest expense | 2,217,000 | 4,283,000 | 6,226,000 | 7,938,000 |
| Net interest income | 3,194,000 | 6,438,000 | 9,727,000 | 13,271,000 |
| Noninterest income | 665,000 | 1,197,000 | 2,013,000 | 2,573,000 |
| Noninterest expense | 2,095,000 | 4,061,000 | 6,493,000 | 9,060,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 100,000 |
| Pretax income | 1,747,000 | 3,552,000 | 5,277,000 | 6,969,000 |
| Income tax | 677,000 | 1,367,000 | 1,978,000 | 2,574,000 |
| Net income | 1,070,000 | 2,185,000 | 3,299,000 | 4,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,533,000 | 21,035,000 | 22,601,000 | 22,549,000 |
| Total capital | 22,182,000 | 23,781,000 | 25,496,000 | 25,330,000 |
| Risk-weighted assets | 210,646,000 | 218,560,000 | 230,630,000 | 221,339,000 |