Call reports 2015
GUIDE ROCK STATE BANK — 2015
What GUIDE ROCK STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 29,179,000 | 26,894,000 | 26,813,000 |
| Total loans | 17,324,000 | 18,056,000 | 19,735,000 |
| Allowance for loan losses | 481,000 | 481,000 | 481,000 |
| Securities available for sale | 2,072,000 | 1,517,000 | 1,524,000 |
| Securities held to maturity | 782,000 | 610,000 | 610,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,149,000 | 22,795,000 | 22,575,000 |
| Interest-bearing deposits | 18,709,000 | 17,733,000 | 17,525,000 |
| Noninterest-bearing deposits | 6,440,000 | 5,062,000 | 5,050,000 |
| Equity capital | 4,022,000 | 4,092,000 | 4,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 284,000 | 582,000 | 894,000 |
| Interest expense | 30,000 | 59,000 | 87,000 |
| Net interest income | 254,000 | 523,000 | 807,000 |
| Noninterest income | 34,000 | 71,000 | 116,000 |
| Noninterest expense | 192,000 | 416,000 | 617,000 |
| Provision for loan losses | 3,000 | 2,000 | -7,000 |
| Pretax income | 93,000 | 176,000 | 313,000 |
| Income tax | 12,000 | 12,000 | 12,000 |
| Net income | 81,000 | 164,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 3,997,000 | 4,080,000 | 4,217,000 |
| Total capital | 4,284,000 | 4,365,000 | 4,517,000 |
| Risk-weighted assets | 22,808,000 | 22,625,000 | 23,887,000 |