Call reports 2014
GUIDE ROCK STATE BANK — 2014
What GUIDE ROCK STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 30,240,000 | 28,614,000 | 27,640,000 | 28,429,000 |
| Total loans | 17,528,000 | 19,213,000 | 18,545,000 | 18,456,000 |
| Allowance for loan losses | 470,000 | 470,000 | 475,000 | 475,000 |
| Securities available for sale | 3,196,000 | 2,804,000 | 2,660,000 | 2,204,000 |
| Securities held to maturity | 863,000 | 862,000 | 782,000 | 782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,466,000 | 24,755,000 | 23,700,000 | 24,493,000 |
| Interest-bearing deposits | 18,858,000 | 19,523,000 | 18,896,000 | 18,478,000 |
| Noninterest-bearing deposits | 7,608,000 | 5,232,000 | 4,804,000 | 6,015,000 |
| Equity capital | 3,736,000 | 3,848,000 | 3,933,000 | 3,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 616,000 | 932,000 | 1,249,000 |
| Interest expense | 35,000 | 68,000 | 100,000 | 130,000 |
| Net interest income | 265,000 | 548,000 | 832,000 | 1,119,000 |
| Noninterest income | 30,000 | 70,000 | 101,000 | 131,000 |
| Noninterest expense | 202,000 | 428,000 | 633,000 | 932,000 |
| Provision for loan losses | -5,000 | -8,000 | -7,000 | -9,000 |
| Pretax income | 98,000 | 198,000 | 307,000 | 327,000 |
| Income tax | 35,000 | 61,000 | 87,000 | 114,000 |
| Net income | 63,000 | 137,000 | 220,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,760,000 | 3,835,000 | 3,919,000 | 3,911,000 |
| Total capital | 4,025,000 | 4,116,000 | 4,194,000 | 4,191,000 |
| Risk-weighted assets | 21,017,000 | 22,323,000 | 21,765,000 | 22,190,000 |