Call reports 2013
GUIDE ROCK STATE BANK — 2013
What GUIDE ROCK STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,301,000 | 29,008,000 | 29,026,000 | 28,551,000 |
| Total loans | 16,623,000 | 18,374,000 | 19,115,000 | 18,500,000 |
| Allowance for loan losses | 450,000 | 450,000 | 456,000 | 470,000 |
| Securities available for sale | 2,493,000 | 2,573,000 | 2,567,000 | 2,762,000 |
| Securities held to maturity | 150,000 | 654,000 | 584,000 | 584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,663,000 | 25,405,000 | 25,322,000 | 24,881,000 |
| Interest-bearing deposits | 19,410,000 | 19,147,000 | 19,355,000 | 14,642,000 |
| Noninterest-bearing deposits | 7,253,000 | 6,258,000 | 5,967,000 | 10,239,000 |
| Equity capital | 3,598,000 | 3,590,000 | 3,692,000 | 3,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 614,000 | 940,000 | 1,260,000 |
| Interest expense | 45,000 | 83,000 | 120,000 | 157,000 |
| Net interest income | 255,000 | 531,000 | 820,000 | 1,103,000 |
| Noninterest income | 27,000 | 68,000 | 110,000 | 140,000 |
| Noninterest expense | 203,000 | 432,000 | 629,000 | 926,000 |
| Provision for loan losses | -24,000 | -29,000 | -27,000 | -16,000 |
| Pretax income | 102,000 | 196,000 | 326,000 | 331,000 |
| Income tax | 37,000 | 63,000 | 89,000 | 115,000 |
| Net income | 65,000 | 133,000 | 237,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,548,000 | 3,616,000 | 3,720,000 | 3,699,000 |
| Total capital | 3,803,000 | 3,888,000 | 4,000,000 | 3,974,000 |
| Risk-weighted assets | 20,237,000 | 21,605,000 | 22,263,000 | 21,771,000 |