Call reports 2012
GUIDE ROCK STATE BANK — 2012
What GUIDE ROCK STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,512,000 | 28,500,000 | 28,660,000 | 28,662,000 |
| Total loans | 17,024,000 | 19,116,000 | 19,479,000 | 17,470,000 |
| Allowance for loan losses | 460,000 | 465,000 | 475,000 | 470,000 |
| Securities available for sale | 2,468,000 | 2,736,000 | 2,000,000 | 2,005,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,881,000 | 24,813,000 | 24,872,000 | 25,091,000 |
| Interest-bearing deposits | 19,229,000 | 19,790,000 | 19,909,000 | 19,011,000 |
| Noninterest-bearing deposits | 6,652,000 | 5,023,000 | 4,963,000 | 6,080,000 |
| Equity capital | 3,606,000 | 3,667,000 | 3,770,000 | 3,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 674,000 | 1,029,000 | 1,375,000 |
| Interest expense | 60,000 | 117,000 | 171,000 | 220,000 |
| Net interest income | 275,000 | 557,000 | 858,000 | 1,155,000 |
| Noninterest income | 29,000 | 62,000 | 107,000 | 138,000 |
| Noninterest expense | 203,000 | 437,000 | 681,000 | 982,000 |
| Provision for loan losses | 7,000 | 20,000 | 19,000 | 16,000 |
| Pretax income | 95,000 | 156,000 | 259,000 | 289,000 |
| Income tax | 1,000 | 4,000 | 19,000 | 80,000 |
| Net income | 94,000 | 152,000 | 240,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,587,000 | 3,645,000 | 3,734,000 | 3,500,000 |
| Total capital | 3,846,000 | 3,921,000 | 4,015,000 | 3,760,000 |
| Risk-weighted assets | 20,521,000 | 21,897,000 | 22,303,000 | 20,566,000 |