Call reports 2011
GUIDE ROCK STATE BANK — 2011
What GUIDE ROCK STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,003,000 | 26,304,000 | 27,244,000 | 27,304,000 |
| Total loans | 19,037,000 | 20,163,000 | 20,428,000 | 18,583,000 |
| Allowance for loan losses | 543,000 | 555,000 | 570,000 | 445,000 |
| Securities available for sale | 3,029,000 | 3,366,000 | 2,764,000 | 2,127,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,532,000 | 22,778,000 | 23,605,000 | 23,775,000 |
| Interest-bearing deposits | 19,409,000 | 18,327,000 | 19,536,000 | 18,949,000 |
| Noninterest-bearing deposits | 5,123,000 | 4,451,000 | 4,069,000 | 4,826,000 |
| Equity capital | 3,443,000 | 3,502,000 | 3,616,000 | 3,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 726,000 | 1,133,000 | 1,502,000 |
| Interest expense | 80,000 | 149,000 | 220,000 | 287,000 |
| Net interest income | 289,000 | 577,000 | 913,000 | 1,215,000 |
| Noninterest income | 38,000 | 77,000 | 126,000 | 158,000 |
| Noninterest expense | 220,000 | 477,000 | 705,000 | 1,038,000 |
| Provision for loan losses | 15,000 | 52,000 | 72,000 | 156,000 |
| Pretax income | 96,000 | 129,000 | 267,000 | 184,000 |
| Income tax | 2,000 | 7,000 | 11,000 | 15,000 |
| Net income | 94,000 | 122,000 | 256,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,412,000 | 3,439,000 | 3,573,000 | 3,485,000 |
| Total capital | 3,683,000 | 3,724,000 | 3,855,000 | 3,751,000 |
| Risk-weighted assets | 21,392,000 | 22,500,000 | 22,297,000 | 21,111,000 |