Call reports 2010
GUIDE ROCK STATE BANK — 2010
What GUIDE ROCK STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,818,000 | 28,971,000 | 27,883,000 | 26,435,000 |
| Total loans | 21,217,000 | 20,731,000 | 20,392,000 | 19,318,000 |
| Allowance for loan losses | 595,000 | 612,000 | 575,000 | 550,000 |
| Securities available for sale | 3,661,000 | 3,588,000 | 2,607,000 | 2,775,000 |
| Securities held to maturity | 285,000 | 435,000 | 435,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,441,000 | 25,556,000 | 24,397,000 | 23,015,000 |
| Interest-bearing deposits | 21,819,000 | 21,759,000 | 21,267,000 | 19,304,000 |
| Noninterest-bearing deposits | 4,622,000 | 3,797,000 | 3,130,000 | 3,711,000 |
| Equity capital | 3,333,000 | 3,373,000 | 3,448,000 | 3,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 792,000 | 1,184,000 | 1,556,000 |
| Interest expense | 131,000 | 254,000 | 371,000 | 464,000 |
| Net interest income | 272,000 | 538,000 | 813,000 | 1,092,000 |
| Noninterest income | 41,000 | 78,000 | 117,000 | 159,000 |
| Noninterest expense | 215,000 | 474,000 | 700,000 | 1,001,000 |
| Provision for loan losses | 15,000 | 30,000 | 82,000 | 118,000 |
| Pretax income | 83,000 | 114,000 | 168,000 | 152,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 32,000 |
| Net income | 78,000 | 109,000 | 163,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,276,000 | 3,307,000 | 3,361,000 | 3,317,000 |
| Total capital | 3,572,000 | 3,602,000 | 3,650,000 | 3,589,000 |
| Risk-weighted assets | 23,365,000 | 23,309,000 | 22,836,000 | 21,515,000 |