Call reports 2007
GUIDE ROCK STATE BANK — 2007
What GUIDE ROCK STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,384,000 | 24,329,000 | 24,914,000 | 26,575,000 |
| Total loans | 18,458,000 | 19,982,000 | 20,260,000 | 19,819,000 |
| Allowance for loan losses | 756,000 | 781,000 | 766,000 | 730,000 |
| Securities available for sale | 1,895,000 | 1,908,000 | 2,263,000 | 2,535,000 |
| Securities held to maturity | 1,270,000 | 1,270,000 | 1,270,000 | 1,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,424,000 | 21,102,000 | 21,342,000 | 23,529,000 |
| Interest-bearing deposits | 17,727,000 | 18,112,000 | 18,360,000 | 19,643,000 |
| Noninterest-bearing deposits | 3,697,000 | 2,990,000 | 2,982,000 | 3,886,000 |
| Equity capital | 2,888,000 | 2,907,000 | 3,034,000 | 2,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 844,000 | 1,298,000 | 1,776,000 |
| Interest expense | 131,000 | 274,000 | 438,000 | 609,000 |
| Net interest income | 311,000 | 570,000 | 860,000 | 1,167,000 |
| Noninterest income | 42,000 | 79,000 | 121,000 | 159,000 |
| Noninterest expense | 187,000 | 408,000 | 596,000 | 942,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 186,000 |
| Pretax income | 138,000 | 184,000 | 317,000 | 201,000 |
| Income tax | 25,000 | 48,000 | 71,000 | 43,000 |
| Net income | 113,000 | 136,000 | 246,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,916,000 | 2,940,000 | 3,049,000 | 2,961,000 |
| Total capital | 3,169,000 | 3,208,000 | 3,322,000 | 3,235,000 |
| Risk-weighted assets | 19,712,000 | 20,955,000 | 21,358,000 | 21,479,000 |