Call reports 2006
GUIDE ROCK STATE BANK — 2006
What GUIDE ROCK STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,546,000 | 23,344,000 | 23,526,000 | 23,943,000 |
| Total loans | 17,248,000 | 18,106,000 | 19,115,000 | 18,559,000 |
| Allowance for loan losses | 704,000 | 708,000 | 707,000 | 700,000 |
| Securities available for sale | 1,944,000 | 1,943,000 | 1,826,000 | 1,870,000 |
| Securities held to maturity | 1,324,000 | 1,322,000 | 1,322,000 | 1,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,792,000 | 20,533,000 | 19,698,000 | 21,087,000 |
| Interest-bearing deposits | 17,364,000 | 17,555,000 | 17,036,000 | 17,745,000 |
| Noninterest-bearing deposits | 3,428,000 | 2,978,000 | 2,662,000 | 3,342,000 |
| Equity capital | 2,693,000 | 2,765,000 | 2,869,000 | 2,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 791,000 | 1,200,000 | 1,631,000 |
| Interest expense | 111,000 | 221,000 | 346,000 | 481,000 |
| Net interest income | 277,000 | 570,000 | 854,000 | 1,150,000 |
| Noninterest income | 39,000 | 77,000 | 116,000 | 154,000 |
| Noninterest expense | 215,000 | 434,000 | 641,000 | 969,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 65,000 |
| Pretax income | 56,000 | 168,000 | 284,000 | 195,000 |
| Income tax | 15,000 | 35,000 | 54,000 | 88,000 |
| Net income | 41,000 | 133,000 | 230,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,738,000 | 2,829,000 | 2,926,000 | 2,803,000 |
| Total capital | 2,977,000 | 3,077,000 | 3,186,000 | 3,057,000 |
| Risk-weighted assets | 18,671,000 | 19,367,000 | 20,343,000 | 19,883,000 |