Call reports 2002
GUIDE ROCK STATE BANK — 2002
What GUIDE ROCK STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,050,000 | 20,763,000 | 20,467,000 | 21,525,000 |
| Total loans | 13,168,000 | 14,527,000 | 15,705,000 | 15,373,000 |
| Allowance for loan losses | 349,000 | 436,000 | 453,000 | 425,000 |
| Securities available for sale | 2,184,000 | 2,252,000 | 1,267,000 | 921,000 |
| Securities held to maturity | 1,485,000 | 1,491,000 | 1,446,000 | 1,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,528,000 | 18,226,000 | 17,755,000 | 18,976,000 |
| Interest-bearing deposits | 16,117,000 | 15,732,000 | 15,488,000 | 16,007,000 |
| Noninterest-bearing deposits | 2,411,000 | 2,494,000 | 2,267,000 | 2,969,000 |
| Equity capital | 2,464,000 | 2,482,000 | 2,518,000 | 2,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 716,000 | 1,070,000 | 1,414,000 |
| Interest expense | 141,000 | 274,000 | 405,000 | 526,000 |
| Net interest income | 216,000 | 442,000 | 665,000 | 888,000 |
| Noninterest income | 45,000 | 86,000 | 143,000 | 191,000 |
| Noninterest expense | 142,000 | 338,000 | 515,000 | 813,000 |
| Provision for loan losses | 71,000 | 129,000 | 143,000 | 140,000 |
| Pretax income | 53,000 | 66,000 | 158,000 | 167,000 |
| Income tax | 34,000 | 2,000 | 1,000 | 2,000 |
| Net income | 19,000 | 64,000 | 157,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,450,000 | 2,461,000 | 2,554,000 | 2,562,000 |
| Total capital | 2,660,000 | 2,684,000 | 2,780,000 | 2,784,000 |
| Risk-weighted assets | 16,647,000 | 17,635,000 | 17,882,000 | 17,577,000 |