Call reports 2001
GUIDE ROCK STATE BANK — 2001
What GUIDE ROCK STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,539,000 | 20,130,000 | 20,281,000 | 21,872,000 |
| Total loans | 12,247,000 | 13,867,000 | 14,373,000 | 13,101,000 |
| Allowance for loan losses | 360,000 | 400,000 | 431,000 | 375,000 |
| Securities available for sale | 2,141,000 | 2,134,000 | 1,995,000 | 1,834,000 |
| Securities held to maturity | 1,666,000 | 1,391,000 | 1,552,000 | 1,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,100,000 | 17,663,000 | 17,493,000 | 19,353,000 |
| Interest-bearing deposits | 15,532,000 | 15,334,000 | 15,443,000 | 16,265,000 |
| Noninterest-bearing deposits | 2,568,000 | 2,329,000 | 2,050,000 | 3,088,000 |
| Equity capital | 2,375,000 | 2,405,000 | 2,527,000 | 2,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 786,000 | 1,188,000 | 1,589,000 |
| Interest expense | 169,000 | 339,000 | 504,000 | 657,000 |
| Net interest income | 225,000 | 447,000 | 684,000 | 932,000 |
| Noninterest income | 44,000 | 87,000 | 138,000 | 182,000 |
| Noninterest expense | 158,000 | 345,000 | 504,000 | 856,000 |
| Provision for loan losses | 21,000 | 64,000 | 85,000 | 78,000 |
| Pretax income | 94,000 | 129,000 | 239,000 | 186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 129,000 | 239,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,344,000 | 2,372,000 | 2,483,000 | 2,430,000 |
| Total capital | 2,542,000 | 2,585,000 | 2,702,000 | 2,638,000 |
| Risk-weighted assets | 15,726,000 | 16,856,000 | 17,300,000 | 16,495,000 |