Call reports 2025
NEIGHBORHOOD NATIONAL BANK — 2025
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 304,823,000 | 301,729,000 | 308,145,000 | 308,662,000 |
| Total loans | 190,090,000 | 190,752,000 | 192,271,000 | 193,928,000 |
| Allowance for loan losses | 2,133,000 | 2,116,000 | 2,146,000 | 2,148,000 |
| Securities available for sale | 95,294,000 | 93,952,000 | 94,505,000 | 94,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,262,000 | 251,121,000 | 258,166,000 | 256,388,000 |
| Interest-bearing deposits | 197,714,000 | 197,037,000 | 200,996,000 | 199,923,000 |
| Noninterest-bearing deposits | 52,548,000 | 54,084,000 | 57,170,000 | 56,465,000 |
| Equity capital | 17,525,000 | 19,124,000 | 21,640,000 | 22,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,579,000 | 7,272,000 | 11,211,000 | 15,059,000 |
| Interest expense | 1,305,000 | 2,553,000 | 3,811,000 | 5,003,000 |
| Net interest income | 2,274,000 | 4,719,000 | 7,400,000 | 10,056,000 |
| Noninterest income | 241,000 | 566,000 | 950,000 | 1,295,000 |
| Noninterest expense | 1,902,000 | 3,861,000 | 5,866,000 | 7,905,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 613,000 | 1,424,000 | 2,484,000 | 3,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 613,000 | 1,424,000 | 2,484,000 | 3,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,959,000 | 33,069,000 | 34,130,000 | 34,042,000 |
| Total capital | 35,092,000 | 35,184,000 | 36,275,000 | 36,189,000 |
| Risk-weighted assets | 206,966,000 | 205,487,000 | 206,055,000 | 209,268,000 |