Call reports 2021
NEIGHBORHOOD NATIONAL BANK — 2021
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 284,200,000 | 287,389,000 | 292,966,000 | 301,357,000 |
| Total loans | 151,694,000 | 153,273,000 | 153,105,000 | 154,538,000 |
| Allowance for loan losses | 1,971,000 | 1,752,000 | 1,782,000 | 1,802,000 |
| Securities available for sale | 121,584,000 | 107,457,000 | 111,286,000 | 114,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,119,000 | 250,466,000 | 253,633,000 | 257,430,000 |
| Interest-bearing deposits | 187,346,000 | 190,576,000 | 194,275,000 | 197,849,000 |
| Noninterest-bearing deposits | 54,773,000 | 59,890,000 | 59,358,000 | 59,581,000 |
| Equity capital | 26,394,000 | 26,875,000 | 27,438,000 | 26,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,492,000 | 5,054,000 | 7,697,000 | 10,153,000 |
| Interest expense | 318,000 | 622,000 | 919,000 | 1,201,000 |
| Net interest income | 2,174,000 | 4,432,000 | 6,778,000 | 8,952,000 |
| Noninterest income | 277,000 | 729,000 | 1,060,000 | 1,355,000 |
| Noninterest expense | 1,963,000 | 3,689,000 | 5,402,000 | 7,122,000 |
| Provision for loan losses | 60,000 | 120,000 | 265,000 | 280,000 |
| Pretax income | 518,000 | 1,335,000 | 2,154,000 | 2,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 518,000 | 1,335,000 | 2,154,000 | 2,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,698,000 | 26,593,000 | 27,433,000 | 27,174,000 |
| Total capital | 28,669,000 | 28,345,000 | 29,215,000 | 28,976,000 |
| Risk-weighted assets | 175,645,000 | 182,810,000 | 186,622,000 | 192,188,000 |