Call reports 2020
NEIGHBORHOOD NATIONAL BANK — 2020
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 225,574,000 | 245,041,000 | 260,644,000 | 276,055,000 |
| Total loans | 145,567,000 | 158,955,000 | 157,696,000 | 152,466,000 |
| Allowance for loan losses | 1,897,000 | 1,901,000 | 1,904,000 | 1,906,000 |
| Securities available for sale | 69,401,000 | 74,433,000 | 86,310,000 | 112,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,671,000 | 212,953,000 | 224,694,000 | 233,850,000 |
| Interest-bearing deposits | 155,226,000 | 162,864,000 | 170,806,000 | 178,986,000 |
| Noninterest-bearing deposits | 36,445,000 | 50,089,000 | 53,888,000 | 54,864,000 |
| Equity capital | 28,081,000 | 27,869,000 | 28,452,000 | 27,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 4,945,000 | 7,387,000 | 10,042,000 |
| Interest expense | 368,000 | 719,000 | 1,064,000 | 1,404,000 |
| Net interest income | 2,086,000 | 4,226,000 | 6,323,000 | 8,638,000 |
| Noninterest income | 260,000 | 536,000 | 938,000 | 1,336,000 |
| Noninterest expense | 1,709,000 | 3,441,000 | 5,252,000 | 7,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 637,000 | 1,371,000 | 2,060,000 | 2,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 637,000 | 1,371,000 | 2,060,000 | 2,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,158,000 | 25,852,000 | 26,562,000 | 26,159,000 |
| Total capital | 28,055,000 | 27,753,000 | 28,466,000 | 28,065,000 |
| Risk-weighted assets | 159,052,000 | 159,695,000 | 162,563,000 | 174,199,000 |