Call reports 2019
NEIGHBORHOOD NATIONAL BANK — 2019
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 219,054,000 | 218,306,000 | 224,530,000 | 221,715,000 |
| Total loans | 152,891,000 | 151,986,000 | 150,037,000 | 144,402,000 |
| Allowance for loan losses | 1,979,000 | 1,971,000 | 1,975,000 | 1,870,000 |
| Securities available for sale | 52,106,000 | 50,625,000 | 59,198,000 | 62,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,945,000 | 187,369,000 | 193,058,000 | 190,353,000 |
| Interest-bearing deposits | 152,598,000 | 148,831,000 | 150,381,000 | 151,084,000 |
| Noninterest-bearing deposits | 35,347,000 | 38,538,000 | 42,677,000 | 39,269,000 |
| Equity capital | 25,366,000 | 25,741,000 | 26,623,000 | 26,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,473,000 | 4,996,000 | 7,505,000 | 9,959,000 |
| Interest expense | 325,000 | 672,000 | 1,029,000 | 1,397,000 |
| Net interest income | 2,148,000 | 4,324,000 | 6,476,000 | 8,562,000 |
| Noninterest income | 218,000 | 570,000 | 871,000 | 1,184,000 |
| Noninterest expense | 1,708,000 | 3,480,000 | 5,173,000 | 6,899,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 658,000 | 1,442,000 | 2,202,000 | 2,980,000 |
| Income tax | 0 | -21,000 | -21,000 | -21,000 |
| Net income | 658,000 | 1,463,000 | 2,223,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,229,000 | 25,007,000 | 25,788,000 | 25,500,000 |
| Total capital | 27,208,000 | 26,978,000 | 27,763,000 | 27,370,000 |
| Risk-weighted assets | 162,357,000 | 161,366,000 | 164,543,000 | 157,865,000 |