Call reports 2016
NEIGHBORHOOD NATIONAL BANK — 2016
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,894,000 | 214,607,000 | 217,624,000 | 213,123,000 |
| Total loans | 121,578,000 | 121,690,000 | 124,198,000 | 129,148,000 |
| Allowance for loan losses | 1,498,000 | 1,532,000 | 1,726,000 | 1,730,000 |
| Securities available for sale | 75,975,000 | 75,328,000 | 74,362,000 | 66,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,740,000 | 184,912,000 | 191,034,000 | 183,279,000 |
| Interest-bearing deposits | 161,149,000 | 155,811,000 | 154,120,000 | 148,574,000 |
| Noninterest-bearing deposits | 26,591,000 | 29,101,000 | 36,914,000 | 34,705,000 |
| Equity capital | 24,713,000 | 24,953,000 | 25,583,000 | 23,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,285,000 | 6,365,000 | 8,509,000 |
| Interest expense | 165,000 | 330,000 | 485,000 | 643,000 |
| Net interest income | 1,977,000 | 3,955,000 | 5,880,000 | 7,866,000 |
| Noninterest income | 189,000 | 490,000 | 771,000 | 1,040,000 |
| Noninterest expense | 1,669,000 | 3,506,000 | 5,197,000 | 7,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 509,000 | 1,003,000 | 1,575,000 | 1,961,000 |
| Income tax | 590,000 | 508,000 | 508,000 | 508,000 |
| Net income | -81,000 | 495,000 | 1,067,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,419,000 | 23,354,000 | 23,939,000 | 23,669,000 |
| Total capital | 24,917,000 | 24,886,000 | 25,665,000 | 25,399,000 |
| Risk-weighted assets | 138,446,000 | 137,958,000 | 139,308,000 | 144,259,000 |