Call reports 2015
NEIGHBORHOOD NATIONAL BANK — 2015
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 163,363,000 | 214,467,000 | 218,792,000 | 224,146,000 |
| Total loans | 76,551,000 | 116,384,000 | 120,329,000 | 123,746,000 |
| Allowance for loan losses | 1,515,000 | 1,492,000 | 1,455,000 | 1,493,000 |
| Securities available for sale | 70,976,000 | 79,212,000 | 79,650,000 | 77,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,691,000 | 187,772,000 | 191,822,000 | 198,142,000 |
| Interest-bearing deposits | 127,027,000 | 163,527,000 | 165,797,000 | 158,566,000 |
| Noninterest-bearing deposits | 14,664,000 | 24,245,000 | 26,025,000 | 39,576,000 |
| Equity capital | 18,774,000 | 23,944,000 | 24,307,000 | 24,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 4,005,000 | 6,119,000 | 8,233,000 |
| Interest expense | 130,000 | 355,000 | 518,000 | 680,000 |
| Net interest income | 1,331,000 | 3,650,000 | 5,601,000 | 7,553,000 |
| Noninterest income | 110,000 | 480,000 | 508,000 | 797,000 |
| Noninterest expense | 1,248,000 | 3,467,000 | 5,249,000 | 7,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 694,000 | 891,000 | 1,295,000 |
| Income tax | 45,000 | 150,000 | 241,000 | 354,000 |
| Net income | 153,000 | 544,000 | 650,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,828,000 | 23,378,000 | 23,498,000 | 23,624,000 |
| Total capital | 18,993,000 | 24,870,000 | 24,953,000 | 25,117,000 |
| Risk-weighted assets | 92,863,000 | 133,836,000 | 137,376,000 | 140,732,000 |