Call reports 2014
NEIGHBORHOOD NATIONAL BANK — 2014
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,007,000 | 161,766,000 | 168,689,000 | 167,722,000 |
| Total loans | 83,065,000 | 79,331,000 | 79,261,000 | 79,529,000 |
| Allowance for loan losses | 1,440,000 | 1,490,000 | 1,472,000 | 1,527,000 |
| Securities available for sale | 57,097,000 | 65,024,000 | 74,647,000 | 72,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,006,000 | 140,570,000 | 145,271,000 | 146,821,000 |
| Interest-bearing deposits | 124,279,000 | 125,883,000 | 128,712,000 | 130,198,000 |
| Noninterest-bearing deposits | 14,727,000 | 14,687,000 | 16,559,000 | 16,623,000 |
| Equity capital | 18,740,000 | 19,021,000 | 19,167,000 | 18,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,171,000 | 4,808,000 | 6,358,000 |
| Interest expense | 158,000 | 313,000 | 464,000 | 613,000 |
| Net interest income | 1,382,000 | 2,858,000 | 4,344,000 | 5,745,000 |
| Noninterest income | 158,000 | 426,000 | 468,000 | 808,000 |
| Noninterest expense | 1,225,000 | 2,443,000 | 3,778,000 | 5,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 841,000 | 1,079,000 | 1,319,000 |
| Income tax | 70,000 | 255,000 | 330,000 | 395,000 |
| Net income | 245,000 | 586,000 | 749,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,071,000 | 18,092,000 | 18,276,000 | 17,360,000 |
| Total capital | 19,275,000 | 19,275,000 | 19,465,000 | 18,557,000 |
| Risk-weighted assets | 96,096,000 | 94,298,000 | 94,815,000 | 95,426,000 |