Call reports 2013
NEIGHBORHOOD NATIONAL BANK — 2013
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 156,881,000 | 158,166,000 | 158,274,000 | 160,511,000 |
| Total loans | 78,554,000 | 78,393,000 | 80,783,000 | 82,318,000 |
| Allowance for loan losses | 1,768,000 | 1,720,000 | 1,551,000 | 1,413,000 |
| Securities available for sale | 62,692,000 | 63,253,000 | 59,258,000 | 58,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,753,000 | 135,402,000 | 138,388,000 | 140,969,000 |
| Interest-bearing deposits | 118,135,000 | 122,415,000 | 124,872,000 | 124,858,000 |
| Noninterest-bearing deposits | 17,618,000 | 12,987,000 | 13,516,000 | 16,111,000 |
| Equity capital | 19,706,000 | 18,318,000 | 18,475,000 | 18,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,196,000 | 4,819,000 | 6,435,000 |
| Interest expense | 196,000 | 386,000 | 570,000 | 746,000 |
| Net interest income | 1,412,000 | 2,810,000 | 4,249,000 | 5,689,000 |
| Noninterest income | 255,000 | 271,000 | 481,000 | 583,000 |
| Noninterest expense | 1,247,000 | 2,659,000 | 3,945,000 | 5,482,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 502,000 | 504,000 | 882,000 | 887,000 |
| Income tax | 170,000 | 160,000 | 270,000 | 210,000 |
| Net income | 332,000 | 344,000 | 612,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,863,000 | 17,662,000 | 17,952,000 | 17,805,000 |
| Total capital | 19,123,000 | 18,957,000 | 19,155,000 | 19,011,000 |
| Risk-weighted assets | 100,320,000 | 103,143,000 | 95,875,000 | 96,306,000 |