Call reports 2012
NEIGHBORHOOD NATIONAL BANK — 2012
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 155,941,000 | 157,441,000 | 155,386,000 | 161,099,000 |
| Total loans | 81,551,000 | 81,254,000 | 80,026,000 | 78,768,000 |
| Allowance for loan losses | 2,033,000 | 1,931,000 | 1,840,000 | 1,809,000 |
| Securities available for sale | 56,827,000 | 59,613,000 | 58,305,000 | 61,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,064,000 | 132,909,000 | 133,459,000 | 139,321,000 |
| Interest-bearing deposits | 118,231,000 | 116,342,000 | 117,070,000 | 118,668,000 |
| Noninterest-bearing deposits | 16,833,000 | 16,567,000 | 16,389,000 | 20,653,000 |
| Equity capital | 20,496,000 | 20,547,000 | 20,955,000 | 19,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,647,000 | 5,322,000 | 6,997,000 |
| Interest expense | 322,000 | 596,000 | 845,000 | 1,070,000 |
| Net interest income | 1,437,000 | 3,051,000 | 4,477,000 | 5,927,000 |
| Noninterest income | 227,000 | 531,000 | 641,000 | 905,000 |
| Noninterest expense | 1,374,000 | 2,651,000 | 3,873,000 | 5,281,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 1,036,000 | 1,350,000 | 1,673,000 |
| Income tax | 60,000 | 360,000 | 400,000 | 440,000 |
| Net income | 230,000 | 676,000 | 950,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,394,000 | 18,408,000 | 18,704,000 | 17,509,000 |
| Total capital | 19,675,000 | 19,692,000 | 19,969,000 | 18,799,000 |
| Risk-weighted assets | 101,705,000 | 102,068,000 | 100,603,000 | 102,649,000 |