Call reports 2011
NEIGHBORHOOD NATIONAL BANK — 2011
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,701,000 | 155,539,000 | 158,984,000 | 156,928,000 |
| Total loans | 91,797,000 | 86,829,000 | 83,610,000 | 82,077,000 |
| Allowance for loan losses | 2,726,000 | 2,621,000 | 2,093,000 | 2,097,000 |
| Securities available for sale | 52,845,000 | 52,221,000 | 55,556,000 | 57,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,519,000 | 134,631,000 | 137,628,000 | 136,294,000 |
| Interest-bearing deposits | 122,122,000 | 119,677,000 | 121,593,000 | 119,014,000 |
| Noninterest-bearing deposits | 16,397,000 | 14,954,000 | 16,035,000 | 17,280,000 |
| Equity capital | 19,551,000 | 20,296,000 | 20,698,000 | 20,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,823,000 | 5,600,000 | 7,386,000 |
| Interest expense | 490,000 | 917,000 | 1,307,000 | 1,659,000 |
| Net interest income | 1,423,000 | 2,906,000 | 4,293,000 | 5,727,000 |
| Noninterest income | 158,000 | 391,000 | 689,000 | 498,000 |
| Noninterest expense | 1,299,000 | 2,667,000 | 4,149,000 | 5,070,000 |
| Provision for loan losses | 185,000 | 185,000 | 185,000 | 335,000 |
| Pretax income | 97,000 | 464,000 | 667,000 | 839,000 |
| Income tax | 50,000 | 115,000 | 135,000 | 165,000 |
| Net income | 47,000 | 349,000 | 532,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,916,000 | 18,241,000 | 18,444,000 | 18,142,000 |
| Total capital | 19,293,000 | 19,550,000 | 19,741,000 | 19,426,000 |
| Risk-weighted assets | 108,833,000 | 103,404,000 | 102,984,000 | 101,924,000 |