Call reports 2010
NEIGHBORHOOD NATIONAL BANK — 2010
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 168,211,000 | 167,640,000 | 163,620,000 | 165,116,000 |
| Total loans | 99,899,000 | 98,557,000 | 96,293,000 | 95,357,000 |
| Allowance for loan losses | 3,246,000 | 3,384,000 | 2,751,000 | 2,593,000 |
| Securities available for sale | 51,161,000 | 52,492,000 | 49,468,000 | 52,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,954,000 | 142,556,000 | 140,803,000 | 140,972,000 |
| Interest-bearing deposits | 133,130,000 | 128,319,000 | 125,442,000 | 123,815,000 |
| Noninterest-bearing deposits | 12,824,000 | 14,237,000 | 15,361,000 | 17,157,000 |
| Equity capital | 18,104,000 | 18,184,000 | 17,981,000 | 19,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,266,000 | 6,183,000 | 8,629,000 |
| Interest expense | 719,000 | 1,381,000 | 1,998,000 | 2,547,000 |
| Net interest income | 1,397,000 | 2,885,000 | 4,185,000 | 6,082,000 |
| Noninterest income | 191,000 | 358,000 | 526,000 | 702,000 |
| Noninterest expense | 1,560,000 | 3,114,000 | 4,590,000 | 5,961,000 |
| Provision for loan losses | 1,108,000 | 1,308,000 | 1,558,000 | 358,000 |
| Pretax income | -1,005,000 | -1,104,000 | -1,362,000 | 540,000 |
| Income tax | -150,000 | -150,000 | -150,000 | -237,000 |
| Net income | -855,000 | -954,000 | -1,212,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,200,000 | 16,157,000 | 15,833,000 | 17,877,000 |
| Total capital | 17,684,000 | 17,620,000 | 17,256,000 | 19,324,000 |
| Risk-weighted assets | 116,942,000 | 115,136,000 | 112,547,000 | 114,624,000 |