Call reports 2009
NEIGHBORHOOD NATIONAL BANK — 2009
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 174,067,000 | 173,604,000 | 170,103,000 | 173,498,000 |
| Total loans | 109,767,000 | 107,025,000 | 104,874,000 | 103,367,000 |
| Allowance for loan losses | 1,692,000 | 1,482,000 | 2,528,000 | 2,227,000 |
| Securities available for sale | 50,332,000 | 48,867,000 | 48,320,000 | 54,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,156,000 | 143,903,000 | 144,504,000 | 148,979,000 |
| Interest-bearing deposits | 131,160,000 | 130,947,000 | 130,720,000 | 133,581,000 |
| Noninterest-bearing deposits | 12,996,000 | 12,956,000 | 13,784,000 | 15,398,000 |
| Equity capital | 20,379,000 | 20,291,000 | 19,522,000 | 18,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,676,000 | 6,971,000 | 9,191,000 |
| Interest expense | 960,000 | 1,855,000 | 2,703,000 | 3,468,000 |
| Net interest income | 1,436,000 | 2,821,000 | 4,268,000 | 5,723,000 |
| Noninterest income | 163,000 | 316,000 | 494,000 | 677,000 |
| Noninterest expense | 1,115,000 | 2,322,000 | 3,651,000 | 5,432,000 |
| Provision for loan losses | 320,000 | 500,000 | 2,000,000 | 3,800,000 |
| Pretax income | 164,000 | 315,000 | -852,000 | -2,795,000 |
| Income tax | 60,000 | 80,000 | 30,000 | -1,469,000 |
| Net income | 104,000 | 235,000 | -882,000 | -1,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,423,000 | 18,451,000 | 17,389,000 | 17,000,000 |
| Total capital | 20,013,000 | 19,933,000 | 18,942,000 | 18,532,000 |
| Risk-weighted assets | 127,073,000 | 126,502,000 | 123,248,000 | 121,997,000 |