Call reports 2008
NEIGHBORHOOD NATIONAL BANK — 2008
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 167,707,000 | 159,239,000 | 158,357,000 | 176,704,000 |
| Total loans | 95,986,000 | 96,896,000 | 99,242,000 | 114,361,000 |
| Allowance for loan losses | 1,441,000 | 1,546,000 | 1,616,000 | 1,627,000 |
| Securities available for sale | 55,879,000 | 51,931,000 | 50,384,000 | 47,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,993,000 | 129,390,000 | 127,677,000 | 147,055,000 |
| Interest-bearing deposits | 127,977,000 | 116,699,000 | 117,124,000 | 133,279,000 |
| Noninterest-bearing deposits | 11,016,000 | 12,691,000 | 10,553,000 | 13,776,000 |
| Equity capital | 18,773,000 | 17,965,000 | 18,555,000 | 20,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,035,000 | 7,489,000 | 9,795,000 |
| Interest expense | 1,241,000 | 2,299,000 | 3,300,000 | 4,316,000 |
| Net interest income | 1,373,000 | 2,736,000 | 4,189,000 | 5,479,000 |
| Noninterest income | 178,000 | 356,000 | 539,000 | 769,000 |
| Noninterest expense | 817,000 | 1,792,000 | 2,769,000 | 3,772,000 |
| Provision for loan losses | 20,000 | 140,000 | 360,000 | 730,000 |
| Pretax income | 714,000 | 1,179,000 | 1,620,000 | 1,766,000 |
| Income tax | 240,000 | 445,000 | 590,000 | 690,000 |
| Net income | 474,000 | 734,000 | 1,030,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,129,000 | 17,939,000 | 18,265,000 | 18,262,000 |
| Total capital | 19,510,000 | 19,320,000 | 19,679,000 | 19,889,000 |
| Risk-weighted assets | 110,437,000 | 110,321,000 | 112,890,000 | 131,656,000 |