Call reports 2007
NEIGHBORHOOD NATIONAL BANK — 2007
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 163,010,000 | 165,223,000 | 167,389,000 | 170,131,000 |
| Total loans | 102,198,000 | 101,972,000 | 100,640,000 | 98,845,000 |
| Allowance for loan losses | 1,638,000 | 1,550,000 | 1,534,000 | 1,483,000 |
| Securities available for sale | 53,845,000 | 53,077,000 | 53,991,000 | 56,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,627,000 | 135,210,000 | 139,501,000 | 142,382,000 |
| Interest-bearing deposits | 123,574,000 | 124,415,000 | 128,741,000 | 129,091,000 |
| Noninterest-bearing deposits | 11,053,000 | 10,795,000 | 10,760,000 | 13,291,000 |
| Equity capital | 17,446,000 | 17,116,000 | 18,008,000 | 17,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,639,000 | 5,297,000 | 8,005,000 | 10,740,000 |
| Interest expense | 1,239,000 | 2,504,000 | 3,816,000 | 5,135,000 |
| Net interest income | 1,400,000 | 2,793,000 | 4,189,000 | 5,605,000 |
| Noninterest income | 168,000 | 341,000 | 527,000 | 694,000 |
| Noninterest expense | 908,000 | 1,851,000 | 2,748,000 | 3,746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 660,000 | 1,283,000 | 1,968,000 | 2,557,000 |
| Income tax | 257,000 | 456,000 | 681,000 | 906,000 |
| Net income | 403,000 | 827,000 | 1,287,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,415,000 | 17,363,000 | 17,858,000 | 17,627,000 |
| Total capital | 18,850,000 | 18,795,000 | 19,279,000 | 19,032,000 |
| Risk-weighted assets | 114,586,000 | 114,431,000 | 113,534,000 | 113,138,000 |