Call reports 2006
NEIGHBORHOOD NATIONAL BANK — 2006
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 161,550,000 | 163,758,000 | 163,983,000 | 166,902,000 |
| Total loans | 99,700,000 | 102,288,000 | 103,194,000 | 103,160,000 |
| Allowance for loan losses | 1,648,000 | 1,674,000 | 1,677,000 | 1,643,000 |
| Securities available for sale | 54,253,000 | 52,468,000 | 52,858,000 | 52,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,066,000 | 128,242,000 | 135,408,000 | 137,253,000 |
| Interest-bearing deposits | 118,737,000 | 116,605,000 | 123,989,000 | 123,583,000 |
| Noninterest-bearing deposits | 11,329,000 | 11,637,000 | 11,419,000 | 13,670,000 |
| Equity capital | 16,640,000 | 16,089,000 | 17,057,000 | 16,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 5,048,000 | 7,714,000 | 10,364,000 |
| Interest expense | 1,001,000 | 2,112,000 | 3,310,000 | 4,549,000 |
| Net interest income | 1,478,000 | 2,936,000 | 4,404,000 | 5,815,000 |
| Noninterest income | 193,000 | 452,000 | 648,000 | 828,000 |
| Noninterest expense | 909,000 | 1,871,000 | 2,777,000 | 3,736,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 702,000 | 1,411,000 | 2,129,000 | 2,761,000 |
| Income tax | 233,000 | 493,000 | 793,000 | 1,023,000 |
| Net income | 469,000 | 918,000 | 1,336,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,827,000 | 16,674,000 | 17,126,000 | 16,977,000 |
| Total capital | 18,221,000 | 18,125,000 | 18,582,000 | 18,440,000 |
| Risk-weighted assets | 111,295,000 | 115,825,000 | 116,276,000 | 116,865,000 |