Call reports 2004
NEIGHBORHOOD NATIONAL BANK — 2004
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 159,323,000 | 165,024,000 | 165,470,000 | 164,536,000 |
| Total loans | 100,625,000 | 103,121,000 | 106,217,000 | 106,321,000 |
| Allowance for loan losses | 1,036,000 | 1,184,000 | 1,238,000 | 1,352,000 |
| Securities available for sale | 50,989,000 | 51,765,000 | 51,239,000 | 50,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,036,000 | 141,975,000 | 139,369,000 | 140,092,000 |
| Interest-bearing deposits | 126,092,000 | 128,744,000 | 124,705,000 | 122,895,000 |
| Noninterest-bearing deposits | 11,944,000 | 13,231,000 | 14,664,000 | 17,197,000 |
| Equity capital | 16,887,000 | 15,633,000 | 16,878,000 | 16,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,724,000 | 7,163,000 | 9,627,000 |
| Interest expense | 766,000 | 1,497,000 | 2,245,000 | 3,009,000 |
| Net interest income | 1,583,000 | 3,227,000 | 4,918,000 | 6,618,000 |
| Noninterest income | 200,000 | 397,000 | 554,000 | 769,000 |
| Noninterest expense | 850,000 | 1,758,000 | 2,612,000 | 3,504,000 |
| Provision for loan losses | 125,000 | 275,000 | 365,000 | 490,000 |
| Pretax income | 906,000 | 1,689,000 | 2,609,000 | 3,524,000 |
| Income tax | 336,000 | 672,000 | 1,008,000 | 1,344,000 |
| Net income | 570,000 | 1,017,000 | 1,601,000 | 2,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,357,000 | 15,138,000 | 15,758,000 | 15,608,000 |
| Total capital | 16,393,000 | 16,322,000 | 16,996,000 | 16,960,000 |
| Risk-weighted assets | 111,608,000 | 116,178,000 | 117,099,000 | 116,666,000 |